For mortgage brokers · financial advisors · independent IFAs

First broker to call back wins the deal.

Q: How does Vocito know when a client could refinance?

Per client you store: current rate, fixed-period end date, LTV status, loan amount. Vocito compares monthly to current market rates (ECB base + bank spreads for the euro zone; central bank rates for UK/SE/PL). When the gap > 0.5% and the fixed period ends between 6 and 24 months out, the client gets a personal email with the saving in euros/pounds. Configurable per client.

Q: What about GDPR and financial confidentiality?

GDPR-compliant, EU data residency, encrypted at rest, no training on client data. DPA on request. For sensitive cases (medical, heavy debt) you can route per client to manual follow-up instead of AI.

Vocito calls every portal lead (Rightmove, Zoopla, Funda, Idealista, ImmoScout24) within 60 seconds, takes 24/7 intake calls, and flags refinance opportunities in your existing book before competitors get there. From €299/mo.

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Lead callback < 60 sec Live in 8 minutes No credit card

What Vocito does for you

From first enquiry to second mortgage — automated.

Mortgage is a long sales cycle with multiple moments where a customer is won or lost. Vocito catches every moment.

When	Now — manual	With Vocito
Lead comes in	Email from portal — call back tomorrow when I have time	Vocito calls within 60 seconds — hot prospect feels heard
Out of hours	No intake after 17:00 or weekends — leads go to competitor	24/7 intake call by AI, full file in your CRM next morning
File in progress	Client: "how is it going?" — you reply two days later	Auto status update per stage, client sees progress real-time
Monthly	Market-update email that nobody opens	Personal per client: "your rate is X%, market is Y%"
Yearly	Old clients don't know they could refinance	Vocito checks central bank rates monthly vs your client book
Life events	Client divorces / buys second home — no signal to you	Re-engagement triggers at 5/10-year anniversaries

How it works

Three things that decide mortgage revenue.

Instant lead callback

Rightmove, Zoopla, Funda, Idealista, ImmoScout24, your own site — every new lead flows into Vocito. AI calls within 60 seconds, runs an initial intake (target amount, move/buy date, current mortgage status), and books an appointment with you. Hot-lead conversion 3-5× higher.

24/7 intake call

Client calls in the evening or weekend? Vocito takes a complete intake call (your questionnaire, your tone), puts everything in your CRM, and sends you the file in the morning. No more missed prospects.

Refinance monitoring

Per client Vocito tracks the mortgage rate vs current market (ECB + bank spreads in the euro zone; Bank of England, Riksbanken, NBP for UK/SE/PL). When a client could save €X by refinancing, they get a personal email. You get the warm prospect — not the competitor.

Real numbers

"The real difference: portal leads we used to call back in the evening are now in conversation within 60 seconds. Hot-lead-to-appointment conversion went from 22% to 71%. And the refinance campaign now produces 6-8 deals a month from clients I'd otherwise never see again."

Independent mortgage broker · Amsterdam

71%

lead-to-appointment rate

refinance deals/month

Frequently asked

What mortgage brokers ask before they start

How does Vocito know when a client could refinance?

Per client you store: current rate, fixed-period end date, LTV status, loan amount. Vocito compares monthly to current market rates (ECB base + bank spreads for the euro zone; central bank rates for UK/SE/PL). When the gap > 0.5% and the fixed period ends between 6 and 24 months out, the client gets a personal email with the saving in euros/pounds. Configurable per client.

Can Vocito give regulated mortgage advice?

No — and it doesn't. Vocito does intake, calendar booking, status updates and triggering. The advice (FCA/AFM-regulated) stays 100% with you. Vocito grows the top of the funnel; you do the advising.

Does this work with my CRM (Smart Sourcer, Iress, Mortgage Brain)?

Yes. CSV import from any advisor platform works directly. Native integrations for the top UK and EU systems are on the Q3 2026 roadmap. Until then: daily CSV sync = automated after a one-off setup.

My clients expect a personal touch — doesn't AI feel cold?

Vocito doesn't sound like a chatbot. Latency <0.8s, natural intonation, your tone. Most leads don't realise it's AI. And the opposite is true: instant callback feels more personal than an email saying "we'll be in touch tomorrow".

What about GDPR and financial confidentiality?