For pension advisors · financial planners · IFAs

Forget pension check? Client leaves.

Vocito's AI automatically does annual pension reviews per client, flags life events (moving, divorce, job change) and schedules calls with clients needing action. Plus 24/7 intake for new clients. From €299/mo.

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Annual pension check Live in 8 minutes FCA/Wft-compliant

What Vocito does for you

Pension = 30+ year relationship + annual check + life events.

Clients pay annually for advice but often only get a year-end statement email. Vocito makes every annual check active, plus response to life events in between.

When	Now — manual	With Vocito
Annual renewal	Email with year-end statement, client doesn't read	Auto email with personal analysis + appointment invite
Life event: new job	Client doesn't know they should transfer old pension	Auto trigger "you have 6 months to check your pension"
Life event: divorce	Client leaves 'to sort things out first'	Auto email with divorce-pension check-up appointment
Life event: 50+	Client thinks about early retirement, not followed up	Auto trigger on age: "plan early retirement check"
Pension age approaches (5 yr)	Client considers self-payout, gets no advice	Auto invite "pension payout strategy" call
New client intake	60-min intake call, often after hours	AI does pre-intake (financial situation, goals), 24/7

How it works

Three features for pension relationships of 30+ years.

Annual pension review

Per client tracked: build-up, insurers, pension age, partner coverage. Annual auto analysis with: is coverage still adequate?, build-up still on track?, market rates evolved?. Client gets personal summary + appointment invite for advice.

Life event triggers

Per client: age, family situation, profession. Triggers: 50th birthday (early retirement), child 18 years (alimony-ending effect), job change (transfer old pension), divorce (pension settlement). AI emails client + schedules call.

24/7 new-client intake

AI asks: current financial situation, age, income, family situation, desired pension age, risk tolerance. Complete intake report in your inbox next morning. You only do the regulated advice, AI does data collection.

Real numbers

"Clients paid annual subscription for advice but we had no time for proactive contact. 60% of our clients saw only one email annually. With Vocito 100% gets personal analysis + appointment invite. Retention rose from 84% to 96%, plus 30% more life-event related advice."

Senior advisor · Pension office, The Hague (NL, 500+ clients)

+12%

client retention

100%

clients with annual analysis

Frequently asked

What pension advisors ask before they start

Does this work with my pension software (Figlo, AdviesBox, Iress)?

Yes. CSV import from any advisor software. Native integrations on the Q3 2026 roadmap. Until then: daily sync = automatic after one-time setup. Client data, policy data, build-up info: bi-directional.

Can AI give pension advice?

No — regulated advice stays 100% with you. Vocito does: annual analysis report, life event flagging, intake for new clients, communication. AI tells clients explicitly "for pension advice you should speak to our adviser".

How does Vocito get life event data?

Two paths: (1) client themselves reports it in a conversation or via client portal, (2) automatic signals from your system (CRM update, age trigger, policy change). For external events outside your system: client portal where they can flag 'I've moved / divorced / changed jobs'.

What about GDPR-sensitive pension data?

Fully GDPR-compliant, EU hosting (Supabase Frankfurt), encrypted at rest. Pension data never used for model training. For specific sensitivity (medical condition, divorce data): extra encryption + local access only by authorised advisors.

How many hours can I save per week?

For pension advisors typically 15-25 hours/week on: annual analysis emails, client questions ("when can I take early retirement?"), intake calls, life event triggers. Time that goes directly back to advice + new client acquisition. ROI within 30 days for offices with 200+ clients.

Don't lose another pension client to forgotten check.

Import your client database, configure life event triggers, and Vocito starts from today.

Start free 7-day trial

No credit card · €20 beta credit · DPA on request