Integration · Stripe

AI takes Stripe payments. Mid-conversation.

Q: Do I need PCI compliance?

No — Stripe handles all card data. You qualify for PCI-DSS SAQ-A (lowest tier, self-attestation). Vocito never sees card numbers, only payment status from Stripe webhooks.

Q: Which Stripe products are supported?

Checkout, Payment Links, Subscriptions, Invoicing, Connect (marketplace). Plus Stripe Tax for automatic tax calculation. For Stripe Terminal (in-person POS): contact us for custom flow.

Q: What about Stripe in non-EUR currencies?

Yes — multi-currency supported. AI detects customer locale + offers payment in their currency. Stripe handles exchange + settlement to your Stripe account currency.

Q: Can AI authorize refunds without human?

Configurable. By default: AI requires human approval for refunds. You can enable auto-refund within policy (e.g., <€100, within 30 days, specific reasons). Always with audit log.

Q: Multiple Stripe accounts (e.g., per country)?

Yes. Connect multiple Stripe accounts; Vocito routes payments to right account based on customer geography or business unit. Common for multi-region D2C brands or franchises.

Vocito's AI processes Stripe payments via voice, WhatsApp or email: booking deposits, subscription signups, invoice payments. PCI-DSS Level 1 compliant — card data never touches Vocito. Setup in 5 minutes. From €99/mo.

Try a live demo call Book a 15-min walkthrough

PCI-DSS Level 1 Stripe-hosted checkout 5-min setup

What the integration does

Six things Vocito + Stripe do for you.

Most payment friction = customer drop-off. Vocito reduces friction by processing payment in same channel as conversation (WhatsApp link, not redirect to form).

Action	Without integration	With Vocito
Booking deposit required	Customer leaves, comes back to pay	Stripe link in WhatsApp, 30 sec to pay
Subscription signup mid-call	Email signup link later	AI sends Stripe Checkout immediately
Overdue invoice	Manual chase, 30+ days late	AI auto-reminds with payment link
Refund request	Email chain 5+ days	AI processes refund within policy
Failed payment recovery	Customer churns silently	AI WhatsApps to update card
Pre-order with deposit	Manual invoice + chase	AI books, takes deposit, schedules balance

How it works

Three things to know about Stripe + Vocito.

Stripe Checkout + Payment Links — no card data on Vocito

Vocito uses Stripe's hosted Checkout + Payment Links. Customer card data goes directly to Stripe — never touches Vocito's servers. PCI-DSS Level 1 compliance via Stripe. No SAQ-D burden on you.

Subscription + one-off + invoice support

Any Stripe product: one-off payment (booking deposit), subscription (recurring monthly), invoice (B2B), Payment Link (campaign-specific). AI picks the right type based on conversation context. Webhooks notify Vocito when payment completes for downstream actions.

Failed payment recovery flow

Stripe webhook: payment failed (expired card, insufficient funds, etc.) → Vocito triggers AI flow: WhatsApp customer, explain, send updated card link, retry. Recovery rate typically 40-60% vs <20% for static dunning emails.

Real numbers

"D2C wellness brand. Failed payment recovery: 18% with static Stripe dunning. With Vocito's AI WhatsApp recovery flow: 58%. Plus deposit collection for pre-orders: AI sends payment link mid-WhatsApp conversation, customer pays in 30 sec instead of 'I'll get back to you'."

Founder · D2C wellness, €600k ARR

58%

payment recovery (was 18%)

+€4k

monthly recovered

Frequently asked

Stripe + Vocito — what teams ask

Do I need PCI compliance?

No — Stripe handles all card data. You qualify for PCI-DSS SAQ-A (lowest tier, self-attestation). Vocito never sees card numbers, only payment status from Stripe webhooks.

Which Stripe products are supported?

Checkout, Payment Links, Subscriptions, Invoicing, Connect (marketplace). Plus Stripe Tax for automatic tax calculation. For Stripe Terminal (in-person POS): contact us for custom flow.

What about Stripe in non-EUR currencies?

Yes — multi-currency supported. AI detects customer locale + offers payment in their currency. Stripe handles exchange + settlement to your Stripe account currency.

Can AI authorize refunds without human?

Configurable. By default: AI requires human approval for refunds. You can enable auto-refund within policy (e.g., <€100, within 30 days, specific reasons). Always with audit log.

Multiple Stripe accounts (e.g., per country)?

Yes. Connect multiple Stripe accounts; Vocito routes payments to right account based on customer geography or business unit. Common for multi-region D2C brands or franchises.

Stripe + AI = payments in 30 seconds.

Connect Stripe in 5 minutes. AI takes deposits, subscriptions, invoices mid-conversation.

Try a live demo call

No credit card · €20 beta credit · PCI-DSS Level 1